Hillsborough County · Florida
Sell Your Behind on Payments House Fast in Tampa
Florida is a judicial foreclosure state, meaning your lender must file a lawsuit in circuit court and obtain a judge's order before your home can be sold — a process that, depending on court backlog, can take anywhere from 6 months to well over a year from the first missed payment. Under Florida Statute §702.01, the foreclosure complaint can be filed after you are typically 120 days delinquent, which aligns with federal mortgage servicing rules that prohibit servicers from initiating foreclosure before that threshold. Once the lis pendens is recorded and the court issues a final judgment of foreclosure, a sale date is scheduled through the county clerk — usually on an online auction platform — giving you a narrow but real window to act. Before that auction date, Florida law allows you to pursue options including loan reinstatement (paying all arrears to bring the loan current), a short sale, a deed in lieu of foreclosure, or selling the home outright to a cash buyer who can close quickly enough to stop the auction.
- Cash offer before your next missed payment
- Stops the foreclosure process immediately
- We pay off all back payments at closing
- Close in 7 days or your timeline
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your Georgia home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
We can close in as little as 7 days, or on your timeline. Most sellers close within 2–3 weeks.
No. We buy houses as-is in any condition. Take what you want and leave the rest.
We buy throughout Florida, including Tampa.
None. We pay all closing costs and there are no realtor commissions. The offer we make is what you receive.
We look at the property's after-repair value, the cost of needed work, and current market conditions. We aim to give you the highest fair offer we can.
Yes. Once we see the property, we can discuss the details and work toward a number that works for both sides.
Not a problem. We work with homeowners in difficult financial situations every day and can often close quickly enough to prevent further damage.
No showings, no repairs, no 3–6% agent commission, no waiting 60–90 days. You get certainty and speed instead of maybe getting an offer someday.