City of Alexandria · Michigan

Sell Your Foreclosure House Fast in Alexandria

Michigan is primarily a non-judicial foreclosure state, meaning most lenders foreclose by advertisement under MCL 600.3201–600.3285, without needing to go through the court system — though judicial foreclosure through the Circuit Court is also available when the mortgage lacks a power-of-sale clause or when the lender chooses that route. Under the non-judicial process, the lender must publish a notice of foreclosure in a local newspaper for four consecutive weeks and post the notice on the property, after which a sheriff's sale is scheduled and the home is sold at public auction. Michigan gives homeowners a statutory right of redemption under MCL 600.3240, typically six months from the date of the sheriff's sale for most residential properties, though that window shrinks to just one month if the property has been abandoned — during this redemption period, you can reclaim your home by paying the full sale price plus interest and costs. Throughout this process, you have the right to remain in the property during the redemption period, and any sale or transfer by you during that window is generally permissible, making it a critical time to explore options like selling to a cash buyer to recover equity before the redemption deadline expires.

• Cash offer within 24 hours — stop the auction clock
• We can close before your foreclosure date
• Protect your credit — avoid a foreclosure record
• No repairs, no showings, no commissions